loan-to-value

Location
US
TAGS
finance
OTHER names

LTV

The loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and other lenders examine before approving a mortgage. Typically, loan assessments with high LTV ratios are considered higher risk loans. Therefore, if the mortgage is approved, the loan has a higher interest rate.

Additionally, a loan with a high LTV ratio may require the borrower to purchase to offset the risk to the lender. This type of insurance is called private mortgage insurance (PMI).

Source: Investopedia

HousingCount

Decoding the housing crisis

A public data project to track and analyze the rental housing shortage across the country, highlighting where additional units are needed most.

Shortage statistics for households earning Under 50% AMI
21
states with severe shortage
75%
of households rent-burdened
4.5M
total shortage of affordable units
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