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Curated news articles on rental markets, affordable housing, policies and technological innovation in housing finance.

Bite-sized news summaries  by our editorial team, sourced from industry-leading newspapers both regional and national.
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The New York Times
Apr 15, 2024

New York Nears a Housing Deal to Confront Affordability Crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
After Kathy Hochul's failed New York Housing Compact plan last year, New York State is trying again to tackle its severe housing crisis. According to anonymous sources close to the deal, New York state leaders have reportedly reached a tentative agreement on a legislative plan to tackle the crisis and will be presented to the full Senate and Assemb...
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Newsweek
Apr 15, 2024

California's Housing Market Is Getting Worse for Buyers

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The housing market for buyers in California is becoming increasingly challenging. Prices are soaring while the inventory remains limited. Statistics reveal a stark reality: home prices have surged 9.7% over the past year, with the median home price now at $813,980. Meanwhile, inventory levels have plummeted by 48.3%, exacerbating the affordability ...
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The Daily Progress
Apr 14, 2024

Homebuyers’ quandary: to wait or not to wait for lower mortgage rates

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Currently, the average rate for a 30-year mortgage stands at around 6.9%, a significant decrease from late October when it peaked at nearly 8%. Despite expectations of rates declining later in the year, some buyers are opting to act now due to fears of increased competition. The combination of high mortgage rates and soaring home prices has made af...
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Housing Wire
Mar 28, 2024

Bipartisan housing policy efforts are gaining traction, but challenges remain

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
There are ongoing bipartisan efforts at various levels of government to address housing supply and pricing challenges in the United States. The importance of local action in addressing these issues, particularly through measures such as accessory dwelling units (ADUs), changes in zoning rules, and reduction of lot sizes, is increasingly becoming ev...
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The New York Times
Mar 25, 2024

The Mayor of Los Angeles Wants to Prove Homelessness Can Be Solved

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Los Angeles Mayor Karen Bass took office in 2022 and since then, has been making a big push to address homelessness, particularly in Venice Beach. Mayor Bass initiated the Inside Safe program to provide motel rooms for homeless residents, resulting in cleaner sidewalks and parks in Venice Beach. However, challenges persist, including budgetary cons...
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National Mortgage News
Mar 20, 2024

What makes mortgage professionals embrace, or balk at, AI use

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
According to a recent market study report by Arizent, where the company surveyed professionals across different financial segments such as banking, insurance, mortgage, technology etc, there is a range of different opinions about AI. Most respondents have concerns over job displacement and ethical considerations persist, especially regarding genera...
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The Wall Street Journal
Mar 16, 2024

Why private developers are rejecting government money for affordable housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In California, state and local governments have allocated substantial funds for affordable housing initiatives. Despite widespread acknowledgment of the need for affordable housing, publicly funded initiatives face challenges such as labor agreements and bureaucratic processes, which can inflate costs and slow down construction. Many private firms ...
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The Seattle Times
Mar 15, 2024

Bill to hold WA cities accountable for affordable housing could return

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
During the recent legislative session, House Bill 2474, aimed at holding Washington cities accountable for building affordable housing and shelters, gained momentum before dying at the Senate. Championed by Rep. Strom Peterson, the bill was prompted by instances like Kenmore's rejection of a 100-unit affordable housing project, drawing criticism fr...
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The New York Times
Mar 12, 2024

In hospitals, affordable housing gets the long-term investor it needs

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
There has been an emergence in partnerships between healthcare systems and affordable housing developers, such as the H3C project in New Orleans, aiming to integrate stable housing with better health outcomes. Supported by investments from entities like Aetna and Kaiser Permanente, these initiatives reflect a growing recognition among health organi...
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The New York Times
Mar 11, 2024

To Fix a Housing Crisis, New York Leaders Seek to Revive a 1950s Idea

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Leaders in New York’s State Senate are set to propose sweeping legislation to counter the growing housing crisis in the state of New York. The proposed legislation by leaders in New York’s State Senate aims to address the housing crisis through several key points: - Creation of a new public benefit corporation to finance housing construction on st...
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Housing Wire
Feb 27, 2024

HUD, VA announce $14.5M for veterans seeking permanent housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Veterans Affairs (VA) announced the allocation of over $14.5 million to public housing agencies (PHAs) nationwide to address veteran homelessness. An estimated distribution of more than 1,400 HUD-Veterans Affairs Supportive Housing (HUD-VASH) vouchers will be carr...
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Newsweek
Feb 21, 2024

Black Homeownership is Set to Soar

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Homeownership among Black Americans has consistently trailed behind all others in the country, including by 28% compared to white homeowners. However, according to a new report by the National Association of Realtors (NAR), Black homeownership is expected rise in the future.  How? As more Millennials and Gen Z enter into the home buying market, th...
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NPR
Feb 17, 2024

The hottest trend in U.S. cities? Changing zoning rules to allow more housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The United States is grappling with a housing crisis characterized by a shortage of millions of units and soaring housing costs for renters and buyers alike. To address this, cities are revising zoning rules to allow for more housing development, focusing on measures such as permitting multifamily homes in diverse neighborhoods and streamlining con...
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Housing Wire
Jan 30, 2024

How AI and a changing rental market will shape property management in 2024

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2024, the rental market is poised for transformation with two key factors: the growing impact of artificial intelligence (AI) tools and heightened competition among the multifamily rental market. A survey by AppFolio indicates that nearly half of property management professionals either use AI or plan to adopt it. Property managers face the chal...
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Multifamily Dive
Jan 29, 2024

Funding for proptech plummets 42%

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2021 and 2022, the commercial real estate sector experienced a surge in proptech adoption, leading to increased investment. However, a recent report from the Center for Real Estate Technology and Innovation highlights a slowdown in momentum during 2023, attributed to factors such as inflation and geopolitical uncertainty. Venture capital investm...
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NPR
Jan 25, 2024

Housing is now unaffordable for a record half of all U.S. renters, study finds

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Rising rents and reduced working hours during the COVID-19 pandemic have left many U.S. renters struggling to make ends meet, with a record 50% paying over 30% of their income on rent and utilities, per Harvard University's report. The unaffordability trend saw the most significant jump among households earning $30,000 to $74,999 annually, with a t...
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Business Insider
Jan 14, 2024

Why the solution for cheap manufactured starter homes is failing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Modular housing is seen as a solution to housing shortages, offering efficiency, and cost reduction, but many companies like Katerra and Veev have failed to achieve financial viability. What is ailing the manufactured homes market? Experts believe over-regulation by the Government in the form of restrictive zoning laws, hinders industry growth for ...
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Gothamist
Jan 13, 2024

NYC housing costs grew 68% in last decade, highest jump in U.S., report says

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
According to a new report by State Comptroller Tom DiNapoli, housing costs in and around New York City have surged by 68% between 2012 and 2022, outpacing other major U.S. metropolitan areas, The average household's housing expenses in New York City and Nassau, Suffolk, Rockland and Westchester counties rose from $18,000 to $30,300 during this peri...
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S&P Global
Dec 23, 2023

Distress in CRE loans on nonowner-occupied properties rises at US banks

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In recent quarters, US bank loans backed by owner-occupied commercial real estate have outperformed those backed by nonowner-occupied properties. This shift began in 2020 when work-from-home policies impacted nonowner-occupied commercial real estate loans. The delinquency ratio for nonowner-occupied properties surpassed that of owner-occupied ones ...
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The New York Times
Apr 15, 2024

New York Nears a Housing Deal to Confront Affordability Crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
After Kathy Hochul's failed New York Housing Compact plan last year, New York State is trying again to tackle its severe housing crisis. According to anonymous sources close to the deal, New York state leaders have reportedly reached a tentative agreement on a legislative plan to tackle the crisis and will be presented to the full Senate and Assemb...
News Image
The New York Times
Mar 25, 2024

The Mayor of Los Angeles Wants to Prove Homelessness Can Be Solved

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Los Angeles Mayor Karen Bass took office in 2022 and since then, has been making a big push to address homelessness, particularly in Venice Beach. Mayor Bass initiated the Inside Safe program to provide motel rooms for homeless residents, resulting in cleaner sidewalks and parks in Venice Beach. However, challenges persist, including budgetary cons...
News Image
The Wall Street Journal
Mar 16, 2024

Why private developers are rejecting government money for affordable housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In California, state and local governments have allocated substantial funds for affordable housing initiatives. Despite widespread acknowledgment of the need for affordable housing, publicly funded initiatives face challenges such as labor agreements and bureaucratic processes, which can inflate costs and slow down construction. Many private firms ...
News Image
The New York Times
Mar 12, 2024

In hospitals, affordable housing gets the long-term investor it needs

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
There has been an emergence in partnerships between healthcare systems and affordable housing developers, such as the H3C project in New Orleans, aiming to integrate stable housing with better health outcomes. Supported by investments from entities like Aetna and Kaiser Permanente, these initiatives reflect a growing recognition among health organi...
News Image
The New York Times
Mar 11, 2024

To Fix a Housing Crisis, New York Leaders Seek to Revive a 1950s Idea

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Leaders in New York’s State Senate are set to propose sweeping legislation to counter the growing housing crisis in the state of New York. The proposed legislation by leaders in New York’s State Senate aims to address the housing crisis through several key points: - Creation of a new public benefit corporation to finance housing construction on st...
News Image
NPR
Jan 25, 2024

Housing is now unaffordable for a record half of all U.S. renters, study finds

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Rising rents and reduced working hours during the COVID-19 pandemic have left many U.S. renters struggling to make ends meet, with a record 50% paying over 30% of their income on rent and utilities, per Harvard University's report. The unaffordability trend saw the most significant jump among households earning $30,000 to $74,999 annually, with a t...
News Image
Gothamist
Jan 13, 2024

NYC housing costs grew 68% in last decade, highest jump in U.S., report says

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
According to a new report by State Comptroller Tom DiNapoli, housing costs in and around New York City have surged by 68% between 2012 and 2022, outpacing other major U.S. metropolitan areas, The average household's housing expenses in New York City and Nassau, Suffolk, Rockland and Westchester counties rose from $18,000 to $30,300 during this peri...
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Chicago Sun Times
Nov 29, 2023

Chicago wrongly limited affordable housing with aldermanic prerogative, HUD says

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Chicago is facing criticism from federal investigators for hindering affordable housing by allowing City Council members to reject such developments in their wards, by using their aldermanic prerogative. The U.S. Department of Housing and Urban Development suggests that the aldermanic prerogative gives City Council members too much power to veto af...
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The Washington Post
Nov 24, 2023

Where we build homes helps explain America’s political divide

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The law of supply and demand doesn't seem to be working in the context of the U.S. housing market. As prices hit record highs, available homes remain at record lows. We had visualized the demand and supply gap in our Housing Count project, so you can check out the status of this gap in your own counties. The recent surge in housing development, pa...
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The Hill
Oct 16, 2023

To build an affordable housing future, we must look to the past

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The United States faces a severe housing shortage, and while some state and local leaders are trying to address it through new construction, the article argues that rehabilitating and reusing older and historic buildings should be a crucial part of the solution. Approximately 40% of America's building stock is at least 50 years old, and many such s...
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National Mortgage News
Mar 20, 2024

What makes mortgage professionals embrace, or balk at, AI use

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
According to a recent market study report by Arizent, where the company surveyed professionals across different financial segments such as banking, insurance, mortgage, technology etc, there is a range of different opinions about AI. Most respondents have concerns over job displacement and ethical considerations persist, especially regarding genera...
News Image
Housing Wire
Jan 30, 2024

How AI and a changing rental market will shape property management in 2024

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2024, the rental market is poised for transformation with two key factors: the growing impact of artificial intelligence (AI) tools and heightened competition among the multifamily rental market. A survey by AppFolio indicates that nearly half of property management professionals either use AI or plan to adopt it. Property managers face the chal...
News Image
Multifamily Dive
Jan 29, 2024

Funding for proptech plummets 42%

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2021 and 2022, the commercial real estate sector experienced a surge in proptech adoption, leading to increased investment. However, a recent report from the Center for Real Estate Technology and Innovation highlights a slowdown in momentum during 2023, attributed to factors such as inflation and geopolitical uncertainty. Venture capital investm...
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Housing Wire
Sep 13, 2023

Amazon Housing Equity Fund partners with National Housing Trust for affordability pilot program

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Retail giant Amazon announced on Wednesday the launch of a new pilot program designed to assist moderate-income families in three different U.S. communities with the purchase of up to 800 homes, in partnership with the National Housing Trust (NHT). The initiative will include $40 million to assist residents in the Puget Sound, Washington, Arlingto...
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The Real Deal
Apr 3, 2023

Florida’s affordable housing law could “change the look of coastal cities”

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Developers are analyzing how to take advantage of Florida’s new legislation, which will set aside over $700 million in funding, create tax breaks, and provide zoning-related incentives for affordable and workforce housing developments.  The law could contribute to a new boom in housing development, from entirely affordable buildings to mixed-income...
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Portland Mercury
Mar 13, 2023

Climate Change and the Housing Crisis are Burdening Portland’s Emergency Shelter System

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
With climate change making severe weather events more common and the area’s housing crisis increasing the number of people who need support, the operation of the shelters is taking an increasing toll on county and city officials and budgets, as well as the community volunteers whose labor the region relies on to run the shelters. Image credits - M...
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Propmodo
Sep 7, 2023

The Impact of Rising Multifamily Insurance Rates on Rent

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Property insurance rates continue to soar as insurers aim to mitigate massive losses amid the increasing number of devastating climate change-related disasters. Coastal states like Florida and California are bearing the brunt of the rising insurance costs as wildfires, hurricanes, and storms go on the rise, and fears of earthquake damage remain eve...
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Housing Wire
Aug 28, 2023

Single-family rent increases 3.3% year over year in June: CoreLogic

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In a recent update from property data provider CoreLogic, it's revealed that U.S. single-family rents recorded a 3.3% year-over-year increase in June, marking the smallest rise since autumn 2020.    The CoreLogic Single-Family Rent Index (SFRI), which tracks rent changes nationally and in major metro areas, reported a shift in June. Rent growth for...
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The Texas Tribune
May 24, 2023

Bills to build more homes — and lower housing costs — fail quietly in final days of the Texas Legislature

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Although Texas builds more homes than any other state, it’s not building enough to keep up with its massive population and economic growth, leading to historically high housing costs, according to housing advocates, builders and real estate experts. By some estimates, the state is short hundreds of thousands of homes.A sweeping agenda to slow Texas...
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The New York Times
May 12, 2023

Build in the suburbs, solve the housing crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Many in New York hoped that the final version of the state’s $229 billion budget would include provisions to prevent cities and towns from limiting themselves exclusively to the construction of single-family homes. However, the Governor's Housing Compact plan was abandoned when it proved too controversial to keep budget negotiations with the Legisl...
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AZMirror
May 4, 2023

Facing a housing crisis, Arizona lawmakers propose overriding city control

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Arizona is short more than 200,000 homes to match demand and lawmakers proposed to fix that by changing local zoning regulations to make building easier, a strategy that has drawn heated opposition from cities across the state. Image credits - Unsplash...
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Spectrum News 1
Mar 25, 2023

Texas tops list of worst states for affordable and available housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The National Low Income Housing Coalition report shows Texas only has 29 available and affordable rental homes per 100 extremely low-income renters. The report ranks Houston, Dallas, and Austin in the top ten worst major metro cities for affordable housing. Source - iStockphotos...
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Florida Policy Institute
Nov 3, 2022

Florida's Affordable Housing Crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In recent years, Florida has become one of the least affordable places to live in the nation, making affordable housing one of the top issues impacting Floridians. While the state’s reputation as a place for leisurely coastal living has made it a popular retirement destination for seniors, Florida has also seen an influx of young, high-earning prof...
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Housing Wire
Mar 28, 2024

Bipartisan housing policy efforts are gaining traction, but challenges remain

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
There are ongoing bipartisan efforts at various levels of government to address housing supply and pricing challenges in the United States. The importance of local action in addressing these issues, particularly through measures such as accessory dwelling units (ADUs), changes in zoning rules, and reduction of lot sizes, is increasingly becoming ev...
News Image
The New York Times
Mar 25, 2024

The Mayor of Los Angeles Wants to Prove Homelessness Can Be Solved

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Los Angeles Mayor Karen Bass took office in 2022 and since then, has been making a big push to address homelessness, particularly in Venice Beach. Mayor Bass initiated the Inside Safe program to provide motel rooms for homeless residents, resulting in cleaner sidewalks and parks in Venice Beach. However, challenges persist, including budgetary cons...
News Image
The Seattle Times
Mar 15, 2024

Bill to hold WA cities accountable for affordable housing could return

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
During the recent legislative session, House Bill 2474, aimed at holding Washington cities accountable for building affordable housing and shelters, gained momentum before dying at the Senate. Championed by Rep. Strom Peterson, the bill was prompted by instances like Kenmore's rejection of a 100-unit affordable housing project, drawing criticism fr...
News Image
The New York Times
Mar 12, 2024

In hospitals, affordable housing gets the long-term investor it needs

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
There has been an emergence in partnerships between healthcare systems and affordable housing developers, such as the H3C project in New Orleans, aiming to integrate stable housing with better health outcomes. Supported by investments from entities like Aetna and Kaiser Permanente, these initiatives reflect a growing recognition among health organi...
News Image
The New York Times
Mar 11, 2024

To Fix a Housing Crisis, New York Leaders Seek to Revive a 1950s Idea

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Leaders in New York’s State Senate are set to propose sweeping legislation to counter the growing housing crisis in the state of New York. The proposed legislation by leaders in New York’s State Senate aims to address the housing crisis through several key points: - Creation of a new public benefit corporation to finance housing construction on st...
News Image
Housing Wire
Feb 27, 2024

HUD, VA announce $14.5M for veterans seeking permanent housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Veterans Affairs (VA) announced the allocation of over $14.5 million to public housing agencies (PHAs) nationwide to address veteran homelessness. An estimated distribution of more than 1,400 HUD-Veterans Affairs Supportive Housing (HUD-VASH) vouchers will be carr...
News Image
NPR
Feb 17, 2024

The hottest trend in U.S. cities? Changing zoning rules to allow more housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The United States is grappling with a housing crisis characterized by a shortage of millions of units and soaring housing costs for renters and buyers alike. To address this, cities are revising zoning rules to allow for more housing development, focusing on measures such as permitting multifamily homes in diverse neighborhoods and streamlining con...
News Image
Business Insider
Jan 14, 2024

Why the solution for cheap manufactured starter homes is failing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Modular housing is seen as a solution to housing shortages, offering efficiency, and cost reduction, but many companies like Katerra and Veev have failed to achieve financial viability. What is ailing the manufactured homes market? Experts believe over-regulation by the Government in the form of restrictive zoning laws, hinders industry growth for ...
News Image
The New York Times
Nov 21, 2023

New York City May Pay You to Build a ‘Granny Flat’ in Your Backyard

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In a bold initiative to tackle New York's housing crisis, the city is adopting a novel approach: incentivizing homeowners to convert their garages and attics into additional living spaces by offering to pay them. NYCHPD Commissioner Adolfo Carrion Jr. announced on Nov 21, the launch of a new pilot program called “Plus One ADU”. The pilot program wi...
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HUD Press Release
Nov 2, 2023

FHA changes appraisal requirements for certain manufactured homes to enhance financing flexibility for borrowers

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The Federal Housing Administration (FHA) has announced updated appraisal requirements for the valuation of manufactured homes certified under Fannie Mae's MH AdvantageTM and Freddie Mac's CHOICEHome® programs. These updates, unveiled by Federal Housing Commissioner Julia Gordon at a conference in Chicago, align FHA appraisal requirements with indus...

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HousingCount

Decoding the housing crisis

A public data project to track and analyze the rental housing shortage across the country, highlighting where additional units are needed most.

Shortage statistics for households earning Under 50% AMI
21
states with severe shortage
75%
of households rent-burdened
4.5M
total shortage of affordable units
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HousingCount

Decoding the housing crisis

A public data project to track and analyze the rental housing shortage across the country, highlighting where additional units are needed most.

Shortage statistics for households earning Under 50% AMI
21
states with severe shortage
75%
of households rent-burdened
4.5M
total shortage of affordable units
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